Questions on your mind?
That’s completely natural; most homeowners have them. Below, we’ve compiled the most common questions people ask us… with straightforward answers. If you don’t see your question addressed, please don’t hesitate to contact us (559) 854-1663 and we’ll be happy to provide you with the information you need.
How fast can you close on my Fresno house?
For most Fresno and Clovis properties, 7 to 14 days from accepted offer to keys-in-hand is realistic. We have closed in as little as 5 days when there is a hard deadline like a foreclosure auction. The main variable is title — if there are liens, back taxes, or probate issues, the title company may need a little longer to clear.
Do I have to make repairs before HTV buys my house?
No. HTV Properties buys Fresno houses in their current condition, including homes with cracked foundations, failed HVAC systems, old roofs, water damage, mold, hoarder situations, and fire damage. You don’t need to clean, repair, or haul anything out before we buy.
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What if I still have a mortgage on my Fresno home?
That is fine and very common. At closing, the title company pays off your mortgage balance from the sale proceeds, and you receive whatever is left over. You don’t need to pay anything out of pocket to sell to HTV Properties.
Do you charge any fees or commissions?
No. HTV Properties does not charge fees, commissions, or closing costs on the seller side. The offer we give you is the amount you walk away with at closing, minus only your mortgage payoff and any existing liens that must be cleared from title.
Will you buy my rental property if it is still occupied?
Yes. HTV Properties buys occupied rental properties in Fresno regularly, including situations with problem tenants. You don’t have to evict before closing. If the tenant has a lease, we’ll honor it or negotiate separately after closing.
How is your offer different from a Zillow or Opendoor instant offer?
Two differences. First, iBuyers typically charge service fees of 5 to 8 percent that come out of the offer amount, so the headline number isn’t what you actually walk away with. Second, we are local and do our own valuations using real Fresno comps, and we can handle property conditions that algorithm-driven buyers reject outright.
Can you help us sell if my spouse and I are going through a divorce?
Yes — divorce-related home sales are one of the most common situations we handle in Fresno County. We work as a neutral third party so neither spouse has to coordinate with a realtor together or share an agent. We buy in cash at a fair market price, close in as little as 7 days, and the title company handles the disbursement based on your divorce settlement. Both spouses on the deed will need to sign at closing, but we’re used to working around schedules where the parties aren’t in the same room.
Can you buy an inherited house that’s still in probate?
Yes, though the closing timeline depends on where you are in the probate process. In California, we can often get a Letters of Administration issued within 30-60 days of filing, and we can enter into a purchase agreement during probate contingent on court confirmation. We’ve worked with probate attorneys throughout Fresno County and can recommend one if you don’t have counsel yet. If there are multiple heirs, we can handle the negotiations with all parties — we just need every heir to sign at closing.
Can you buy my Fresno house if I’m behind on property taxes?
Yes. Back property taxes get paid directly from the sale proceeds at closing, the same way a mortgage payoff does. You don’t need to pay anything out of pocket to clear them. This is actually one of the most common situations we help with — especially for inherited properties where the estate couldn’t keep up with the Fresno County tax bill. As long as the property hasn’t yet gone to tax auction, we can usually close before you lose it.
I live out of state — can you still buy my Fresno property?
Absolutely. We handle out-of-state owner situations regularly, particularly for inherited Fresno County properties. You don’t need to travel to California to close. We can sign the purchase agreement electronically, coordinate the property walk-through with a tenant or neighbor on your behalf, and handle the closing remotely through a mobile notary in your state. We’ve closed sales with owners in Texas, Washington, Florida, and overseas. Just call (559) 854-1663 and we’ll walk through the specifics of your situation.
How do you decide how much to offer for my house?
Three variables: recent comparable sales on your block, the estimated cost of repairs and updates to make the home market-ready, and a reasonable margin for our work and risk. We pull real MLS comps from your specific Fresno or Clovis zip code — not a national algorithm or a regional average. If your home needs no work, our offer will be close to market value. If it needs significant repairs, we factor those costs in. We explain our math when we present the offer so you can see exactly how we arrived at the number.
Will you buy a condemned or red-tagged Fresno house?
Yes. Condemned and red-tagged properties are some of the hardest homes to sell on the traditional market because most retail buyers can’t get financing on them. We pay cash, so financing isn’t a factor. We buy red-tagged homes from the City of Fresno, City of Clovis, and Fresno County code enforcement regularly — whether the issues are structural, electrical, plumbing, or unpermitted additions. Tell us about the code violations when you call and we’ll build them into our offer.
Is your offer really guaranteed? Do you put up earnest money?
Yes. When we present a written offer, we back it with earnest money deposited at the title company within 2-3 business days of acceptance — typically $1,000 to $5,000 depending on the deal. The offer is only contingent on title being clear and the property being substantially as we saw it at the walk-through. We don’t use a “due diligence out” to renegotiate after the fact like some iBuyers do. The number we give you is the number you get at closing.
I have a tenant who won’t leave — can you still buy the house?
Yes. We buy tenanted Fresno properties regularly, including mid-eviction and problem-tenant situations. You don’t have to complete the eviction before selling to us. If the tenant has a valid lease, we’ll honor it or negotiate separately after closing. If they’re month-to-month or holding over, we can either take possession at close with the tenant in place or coordinate a cash-for-keys arrangement. Either way, your sale doesn’t depend on getting them out first — that becomes our problem the moment we close.
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