Free Worksheet: The Net-Walkaway Calculator + 7-Situation Decision Tree

Learn how to avoid foreclosure, stop the foreclosure process, and your 5 main foreclosure avoidance options with this free guide. 

Just thinking about selling a Fresno-area fixer? Run the actual math first. Most sellers get an MLS quote and a cash offer and assume the higher gross number wins. But once you subtract repairs, commissions, concessions, and 2–3 months of carrying costs, the gap usually closes to within $10–$25K — and for distressed properties the cash-as-is path often nets more.

This 10-page free PDF gives you the fillable Net-Walkaway Worksheet — a side-by-side calculator that lets you fill in your house’s actual numbers in both columns and compare net to seller, not gross sale price.

What’s inside the 10-page PDF

  • The Net-Walkaway Worksheet — fillable side-by-side calculator (Retail MLS vs. Cash As-Is)
  • The 7 situations where as-is is the right call — foundation, fire/flood, hoarder, code violations, roof/HVAC EOL, pests, “just done”
  • CA TDS + AS-IS clause coexistence — what disclosure you still have to do, what “as-is” does and doesn’t waive (Civ Code §1102)
  • A worked example: $400K Fresno fixer — exactly how the worksheet fills in
  • 5 myths about as-is sales — what “as-is” doesn’t actually mean
  • Red flags vs. green flags in cash-as-is offers
  • Quick-reference cheat sheet — when to call, what to ask, who handles what

Free. No phone call required. Educational/marketing content — not legal, tax, or financial advice. — HTV Properties.

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